focus on the difference between feasible alternatives (principle 2loading...)! insulated concrete forms (icf) can be used as a substitute for conventional wood framing in building construction. heating and cooling bills will be about % less than in a similar wood-framed building in upstate new york. an icf home will be approximately % more expensive to construct than a wood-framed home. for a typical ft home costing $ per ft to construct in upstate new york and costing $ per month to heat and cool, how many months does it take for a ft icf home to pay back its extra construction cost?