2. Jordan gets confused and uses his credit card to get $40 in cash from an ATM instead of
using his debit card. Based on this agreement, what is the impact of this decision?

a. There is no impact since credit card and debit card terms tend to be the same.

b. A $10 cash advance fee will be charged ONLY.

c. An A.P.R. of 25.24% will be applied on the $40 until it is paid back ONLY.

d. A $10 cash advance fee will be charged AND an A.P.R. of 25.24% will be applied on the
$40 until it is paid back.