Explain whether you feel a budget is beneficial to you at this point in your life. What are the pros and cons of having a budget?

Create a sample budget that includes each of your monthly expenses. Format it as follows:

Clothes - $25

Food - $40

Entertainment - $50

Hobbies - $30

What is the total? Is there anything you'd like to change about how you spend your money?

Research online what experts say about how high schoolers should manage money. What common things do they say? What are two new things you've learned from them?