answer the question with clear explanation !!

[tex]food = \frac{1}{3} \times 48000 = 16000 \\ rent = \frac{1}{5} \times 48000 = 9600 \\ clothes = \frac{1}{4} \times 48000 = 12000 \\ food + rent + clothes = x \\ 16000 + 9600 + 12000 = 37600 \\ ndagune \: income - what \: he \: spends = what \: he \: saves \\ 48000 - 37600 = 10400 \\ ndagune \: saves \: 10400[/tex]