Answer :
The credit rating of an individual will not be affected if he repays the credit debt on time.
What is a credit rating?
The credit rating can be given as the score that helps an individual to grant a loan and identifies the payback ability of a debtor for the further loan process.
The amount borrowed with the credit card has to be paid within the due date period. The on-time payment of the credit dues will make an individual not affect their credit rating.
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