Answer :
The correct answer is working with the HSA it planned to provide to its 700 full-time workers .
health plan that offers drastically lower rates in alternate for the insured's willingness to pay a comparatively big deductible.
- A health insurance plan having a excessive deductible for medical prices is known as a high-deductible fitness plan (HDHP).
- An HDHP regularly has cheaper month-to-month premiums however a better yearly deductible (on occasion inside the 4 figures) than a ordinary health plan.
- recurring preventive care is absolutely covered by using insurance plans, for this reason there are no copays or coinsurance requirements for clients. The bare minimal deductible modifications every 12 months.
- An HDHP is one which has a minimal deductible of $1,400 for humans and $2,800 for households for the years 2021 and 2022, in line with the IRS.
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