Answer :
The claim must be given within 20 days.
The specific time frame for giving written notice of a claim to an insurer can vary depending on the terms of the insurance policy and the laws of the jurisdiction in which the policy was issued. However, in the case of health insurance, every individual health insurance plan needs to have a notice of claim clause.
This rule requires that written notification of a claim be given to the insurer within 20 days of the commencement of a covered loss, or as soon as reasonably practicable thereafter. Within 15 days of receiving notice of a claim, the insurer is required to give the insured a claims form. In the event that this is not done, the insured may satisfy the deadline for providing proof of loss by providing the insurer with a written statement confirming the loss.
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